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Mortgage costs rise to 4.74%

The Co-operative Bank joins Halifax, Bank of Ireland and Clydesdale and Yorkshire banks in raising its standard variable rate to 4.74% in May 2012, to become the latest lender to increase the standard variable rate

Increased Confidence in First-time Buyers

First-time buyers are rushing to purchase homes under £250,000 before the Government’s stamp duty holiday ends in March. The number of mortgages given out in January increased 30 per cent last month, according to chartered

To Buy or Not to Buy, That is the Question

According to Zoopla, mortgage repayments are cheaper than rental costs in 95% of towns. The only three locations in the survey where renting works out cheaper than buying a property are Swansea, Plymouth and Bournemouth.